About

What is "Lib"?

Is Lib an Acronym?

Lib Properties makes loans to individuals who are unable to go through traditional financing, whether it's credit issues, timing issues, or the type of property. We meet with each borrower so we can clearly understand each and every one of their needs. Our goal is to make sure that every borrower receives professional, personalized service and added value by working together.

Many people have asked over the years, what does Lib stand for? Lib actually got its name from my grandfather, Max Liberson, who taught me the fundamentals of real estate, which developed into the company that has continued to grow and help borrowers finance their needs for over 40 years.

Lib stands for many things; among them: integrity, diligence, and fast-paced, friendly service. We strive for innovative ways to make a loan work by being as flexible as possible with the given criteria for each prospective loan. Most important of all, we approach each scenario with simple common sense, trying to tailor and match the wants and needs of each borrower so we can be of service to them.

These ideas are what started Lib Properties almost four decades ago. Since that time the business has expanded and has become an alternative lending solution for mortgage loans.

Our concentrated effort is to continue our current venue and quality of services with a fresh and invigorated attitude. If you have closed a loan with us in the past, or even if you have never heard the name Lib Properties before, we would welcome the opportunity to meet with you. Our goal is to know your needs.

- Jay Kessler, President

What People Are Saying About Us

"If ever a group of individuals or company has been more supportive of my financial needs to close deals in a very professional and expedient manner, Jay and Nata at Lib Properties are the best fit for any hard money deal. I have gone thru several deals with many other lenders and Lib Properties by far outpaces them all . They don't waste time going back and forth complicating what could already be a complex deal, but rather partner with you to find viable options to make deals work. I highly recommend spending time with Lib, they offer competitive rates and great service."

- Michael Edwards, Zion Restorations

"I've owned and operated various businesses over the past 17 years, during which times I’ve dealt with most of the commercial banks in Atlanta, as well as local banks and credit unions. However, Jay Kessler of Lib Properties by far has been what I’d describe as a true business partner in real estate financing, above all others. He is pragmatic and for him, the numbers do matter. However, once the decision has been made to do the deal, speed, decisiveness and fairness defines his business model. And, long after the deal is financed, Lib Properties continues to support the project to achieve a successful outcome. I truly consider the entire team...Jay, Nata, Jana... as part of my extended team and business partners!"

- Michael Collie, ATL Urban Garage

"SIMS Capital has had the privilege of working directly with Lib Loans for several years now. Lib has been a strong source of direct private capital for some of our clients, and will continue to do so. Funding decisions are made very quickly and closings very timely. We look forward to closing many more transactions this year and down the road."

- Simmy Ahluwalia, SIMS Capital

"One of the best assets a small business can have is a reliable financial partner, and LIB Properties is that to my business. Team LIB has a rich history of experience that I rely on to validate entrepreneurial ideas, as well as being very responsive to time sensitive opportunities. Lib Properties has added value to my business, and I could not be happier with our association. It is my pleasure to Highly Recommend LIB properties."

- Fred Nort, CM Lenders

"I am very thankful for Jay Kessler's professional, responsive and honest assistance with my loan from beginning to end. I was in a bad place credit-wise and needed a sizable amount of money rather quickly and was rejected by all traditional means to borrow money. Jay worked with me to get to a loan amount which I could afford, and I paid on time every month for 5 years. When the loan matured in March, I was able to secure a conventional loan at a 4% interest rate! I am so grateful for Jay and his team for making it possible for me to get back on my feet and I now have a credit rating of 826! Jay calls me his "poster-child" and I could not have done it without Jay at Lib Properties Mortgage Lending & Investments!!!"

- Susan Groutas

Let's Start a Conversation

Don’t let your deal fall through due to lenders taking too long to approve or lenders restructuring at the last minute. Get in touch with us today, and we’ll find a solution to get your borrower through their rough patch.